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Home Loans in India

  Home loans in India have made people Buy Property in India in spite of the skyrocketing prices. Today, we find considerable Real Estate Investment in India, either in the field of Residential Property in India or Commercial Properties in India. Home Loans in India are disbursed by many Banks as Loan Banking is on of the most important function of the Financial Services in India. Property Dealers and Real Estate Consultants in India usually recommend that we undertake appropriate Home Loan or Mortgage Loan Counseling so that we can Buy Apartment in India at an affordable Mortgage Rate.Purchasing the home of your dreams is not an easy task. Especially when you plan to buy a home on loan. Home loan means that you buy a house on installments. In simpler terms when you want to own a home and cant afford to pay the amount in lump sum, you can pay it in monthly installments with an interest rate.

India Home Loan Rates



The interest rates of home loans are expected to go down even further according to analysts who foresee a cut down in the rates by the RBI in the wake of the decision taken by US Federal Reserve to cut its rates by a significant margin.

There are number of companies offer Cheap home loans at a low interest rate. You can avail loan against existing house for renovation or expansion etc. There are many nationalized banks that offer finance for affordable housing.India Housing has put together a comprehensive data to provide you with the cheapest Home Loans available in the market. We have listed all the important housing finance institutes and some of the top home finance banks providing lowest interest rates.
ICICI Bank Home Loans
Buying your new home is an exciting experience. But without the right knowledge and guidance, it can also be a little daunting. At ICICI Bank India, we make the process easier for you - by bringing you the most convenient Home Loans facility. So worries about money is the last thing on your mind. In fact, we approve your loan even before you have selected the property you wish to purchase!

IDBI Bank Home Loans
Home, sweet home, built out of your dreams. A place where you return after a hard day's work and relax, a place where you share precious moments with your family. A place that gives you a sense of belonging. IDBI helps you realise your long cherished dream of owning your home through hassle free and customer friendly home loans.

Presenting the home loan you have been looking for. We realise what owning your home means to you and your family.
HDFC Bank Home Loans
Avail of Home Loans at attractive rates exclusively for NRIs. With over 25 years of experience, a dedicated team of experts and a complete package to meet all your housing finance needs, HDFC Ltd. - our parent company, helps you realize your dream.


State Bank of India
Home is where the heart is! At SBI, we understand this better than most - the toil and sweat that goes into building/ buying a house and the subsequent pride and joy of owning one. This is why our Housing loan schemes are designed to make it simple for you to make a choice at least as far as financing goes!


PNB Home Loans
PNB reaches out to you with fast, friendly and most convenient home loans for:
 »  Construction or purchase of house/ flat.
 »  Purchase of house/ flat on First Power of Attorney basis from the original allottee.
 »  Carrying out repairs/ renovations/ additions/ alterations to existing house/ flat.


Home Loans in India
Agra Allahabad Ahmedabad Bangalore
Bhopal Bhubaneshwar Chandigarh Chennai
Coimbatore Dehradun Delhi Faridabad
Ghaziabad Goa Greater Noida Gurgaon
Gwalior Hyderabad Indore Jaipur
Kanpur Kolkata Lucknow Mumbai
Navi Mumbai Noida Patna Pune
Secunderabad Surat Thane Thiruvananthapuram
Vadodara Varanasi Vijayawada Visakhapatnam