Are you facing a financial crunch? Want your child to study abroad but running short of funds? Do you want a business or personal loan? Well there are many problems related to funds which we face in our daily lives but if you have gold and are in need of funds then why not avail the Axis Bank Gold Loan facility. This loan facility provides you with complete freedom from all your worries and is absolutely quick, convenient and hassle free. Moreover if you are worried about mortgaging your precious gold ornaments and jewellery and are thinking about its safety then you can be rest assure that your gold is in safe hands as all the gold received is kept in a secured manner in the bank’s vaults so that when you repay your loan you can get back your gold jewellery. Both gold ornaments and coins are accepted as mortgage and the bank even provides the facility of same day loan disbursement. The interest rate on the loan is quite less and the processing fees would seem to be negligible.
How to apply for Gold Loan
You can apply for the gold loan easily by logging a query or visiting the branch or loan center. Both new and existing bank customers can avail this facility in order to get quick cash for meeting their commitments. For the existing bank customers the amount range from INR 50,000 to INR 20 lacs whereas for the new customers this amount is a bit lesser to a maximum of INR 4 lacs. Checking the eligibility process is the most important thing prior applying for the loan as it requires a copy of Pan Card, Age proof, ID and address proof in order to verify whether you are the right person for the loan. The loan against gold is absolutely safe and there is also no primary security required for the loan.
The processing of the loan is absolutely quick and the documentation is also simple. You only need to repay the loan interest and nothing else during or at the end of the tenure of loan. This loan can help you meet all your needs as you mortgage your asset for the loan. It is important to read the terms and conditions of the documents prior applying for the loan in order to avoid any discrepancy at a later date. You can even call the Axis Bank Gold Loan customer care for any queries or complaints related to your gold loan. You would never find loans with such attractive interest rates and easy to attain eligibility.