ICICI Bank Internet Banking

The Internet has eased the process of banking. No long queues, no waiting time, no lengthy forms, net banking gives you a secure, fast, reliable environment to bank. With ICICI bank, it becomes even more convenient. It minimises the manual process and makes use of the latest technologies to give customers unmatched banking experience. With ICICI net banking, you can enjoy over 300 services

Here are some salient features of ICICI internet banking

• Update the account information like address, email along with the nominee

• Add Aadhar card and PAN card details.

• Check your account activities like transaction details.

• Download account statement and view balance.

• Transfer funds online using RTGS/ NEFT/ IMPS

• Open an account online.

• Pay utility bills recharge mobile and DTH.

• Apply for health insurance and government schemes

• Avail personal loan, home loan faster.

• Pay taxes and recharge for Fastag.

Thus, with ICICI banking, you can avail many financial and non-financial services. But first, you must have a net banking account.

How To Apply For ICICI Net Banking

If you opt for net banking while opening the account, then you will get the welcome kit after a short while. However, you can apply separately by following steps.

• Visit your ICICI home branch and ask for the net banking application form.

• Now, fill the net banking form.

• Write your name, email ID, registered mobile number and account number.

• Provide your proof details, enter Aadhar card number and other required details.

• Now, verify the details and sign the form.

• Submit it to the concerned official.

• If you are eligible for net banking, the bank will process your application.

How To Register For ICICI Net Banking

ICICI Bank offers an easy way to register online. Follow the below-given steps.

The net banking user ID and password are printed on the welcome kit. However, you can obtain them online as well.

• Go to the official website of ICICI net banking and click on the ‘New User’ button.

• Now, a new page will open. Click on the ‘I want my User ID’ button.

• Select the option to know ID via bank account number, debit card number or credit card number.

• Upon the selection, enter the related information.

• Provide your registered mobile number and click on the ‘Go’ button.

• Enter the OTP sent on your mobile and you will receive USER ID via SMS.

Set Password

• Go to the ICICI Bank ‘Internet Banking Get Started’ page

• Click on the ‘I want my Password’ button and then ‘Click here to proceed’ button.

• Enter your USER ID and registered mobile number.

• Enter the unique reference number (URN) / OTP sent on your mobile number.

• Set the new password.

Your registration for ICICI internet banking is now complete.

How to Login For ICICI Net Banking

Follow the below given steps to log in to your ICICI net banking account.

• Visit the official website of ICICI bank.

• Now, select the option ‘Personal Banking’ or ‘Corporate Banking’ from the dropdown menu and click on the ‘Login’ button.

• The ICICI Bank net banking page will open.

• Enter your User ID and password.

• Select the start in option as ‘Dashboard.’

• Finally, click on the ‘Login’ button.

• The ICICI net banking dashboard will open. You can view account details from here.

How To Transfer Money Through ICICI Net Banking

Money transfer is one of the most used features in net banking. You can transfer funds to your own ICICI account, another customer of ICICI bank or any other bank.

Transfer money to same holder account (Your ICICI account to another ICICI account)

• Go to ICICI net banking page and log in using your User ID and password.

• Now, go to the ‘Payments & Transfer’ section and click on the ‘Funds Transfer’ tab.

• Select the ‘Transfer Funds to Other ICICI Bank Account’ option.

• Now, choose the payee name from registered payees and your debit account.

• Enter the amount to be transferred and any other remarks.

• Enter your ICICI debit card grid value and proceed.

• The amount will be successfully transferred to the account.

• Note down the transaction confirmation number for future use.

If you have a corporate account, then login with your corporate credentials.

ICICI Third Party Transfer Using RTGS/ NEFT/ IMPS/

Before transferring the amount to any third party account, you need to add the beneficiary or payee. Follow these steps to add payee .

• Login to ICICI net banking and click on the ‘Payments & Transfer’ button.

• Click on ‘Manage Payee.’ A new window will open.

• Click on the ‘Add Now’ button and fill the form.

• Enter the name, nickname, account number, mobile number to receive the URN and then click on the ‘Next’ button.

• Click on the ‘Submit’ button and then ‘Confirm Payee.’

• Enter your ICICI debit card grid value and proceed.

• Enter the URN number sent on your mobile and then click on the ‘Confirm’ button.

• Payee/ beneficiary is now successfully added.

Transfer Process

• Login to ICICI net banking account and from ‘Payments & Transfer’ go to ‘Funds Transfer.’

• Select transfer funds to other bank accounts through NEFT/ IMPS/ RTGS with IFSC and then click on ‘Transfer Now.’

• Choose the payment mode among NEFT, IMPS and RTGS.

• Now select your debit account and payee account.

• Enter the amount, remarks and choose payment date and type. Click on the ‘Next’ button.

• Enter the ATM grid value and proceed next.

• The amount will be credited to the beneficiary account.

• Note down the payment confirmation number.

How To Reset ICICI Net Banking Password

If you have forgotten your ICICI net banking password, then you can easily reset it by following these quick steps.

• Go to the official website of ICICI bank.

• Now, click on the ‘New User’ button, a new page will open.

• Now, click on the ‘I want my Password’ button. You will be redirected to the password regeneration page.

• Read the conditions and click on the ‘Click Here to Proceed’ button.

• Enter your ICICI bank USER ID and registered mobile number.

• You will receive the unique reference number (URN) / OTP on your mobile.

• Enter the code on the screen and set the new password.

• Create a strong, lengthy password with a combination of numbers, alphabets, and special characters.

ICICI Net Banking Transaction Limits

NEFT and RTGS are the two common methods of transactions widely used by account holders. However, there are some transaction limits and charges applicable to each transfer. Check out the extra charges for ICICI RTGS and NEFT transactions here.

RTGS Transfer: The minimum limit for RTGS is Rs.2 lakh while the maximum limit is Rs.10 lakh.

NEFT Transfer: There is no minimum and maximum limit in NEFT transactions.

The transaction charges may vary for corporate transactions.

ICICI Bank Financial Services

ICICI net banking offers more than 300 services. It eases the banking process and gives you real-time access to your account. With ICICI bank you can:

• View your transaction status online.

• View account balance and nominee status.

• Download account statement.

• Manage the Demat Account.

• Request TIFD booklet.

• Apply for government schemes.

• View TDS certificate.

• Apply for insurance cover

• Enquire about personal loan, home loan and others.

• Request for ATM card, credit card and others.

Open ICICI Bank Account Online

You can open ICICI Bank savings account online by following steps.

• Visit the ICICI bank official website and go to the ‘Savings Account’ section

• Click on the ‘Apply Now’ button.

• A new page will open. Choose the type of account, i.e., Insta SAVE Account or Insta SAVE FD Account.

• Click on the ‘Apply now’ button and fill the form.

• Select your gender, marital status, income, education, residential status and then click on ‘Continue.’

• Enter your Aadhar card and PAN card details and proceed.

• Verify your information with the mobile number and you are good to go.

Check Balance and Transaction History: As soon as you log in to your net banking account, you can know the remaining balance and check transaction history from the dashboard.

Account Statement: Login to your account >> E-statements >> select the period >> view statement.

ICICI Bank Net Banking – Apply for New Cheque Book

With net banking, you can avail many cheque related services.

Request for new cheque book

• Log in to your ICICI net banking page.

• Go to ‘Customer Service’ and select ‘Service Request.’

• Choose the ‘Cheque book request’ option.

• Now, choose the account and select the number of leaves.

• Finally, click on the submit button.

Revoke Cheque Payment: Go to Services >> Stop Cheque>> Choose Account >> Enter Cheque number(s) >> Proceed.

You can also view cheque status online via net banking.

ICICI Net Banking Offline Service Requests

Apart from funds transfer and bill payment, net banking is useful for

• Credit card service request.

• New cheque book request.

• Request to change the address.

• Apply for a new debit card or block the lost one.

• Upgrade your ATM card.

• Link your other ICICI accounts to net banking like a loan account.

• View tax credit statement.

• Enrol for government schemes and more.

ICICI Net Banking Ways To Bank

ICICI Pockets App: An outstanding product by ICICI, the Pockets app allows you to send money not only to accounts but also your mobile contacts, facebook friends and even request for money. The powerful wallet allows you to shop anywhere anytime with the ‘Touch & Pay’ option from your smartphone.

Money2India and Money2World: These are the secure and reliable money transfer services offered by ICICI. With Money2India, you can send money from overseas to India while Money2World enables Indian users to transact funds from the country to overseas.

ICICI Bank Mobile App: Keeping up with the ever-changing technology, the ICICI mobile banking app, allows you to transfer funds on the go within a few clicks. Transfer money, recharge mobile, shop online and check transactions history anywhere.

ICICI Bank Net Banking FAQs

1. How to register a new biller in ICICI net banking?

You can easily register a biller by following steps.

• Login to net banking and go to ‘Payments & Transfer.’

• Click on Manage Billers and select the biller you want to register.

• Click on ‘Add to Lists’ and enter the required information.

• You will get the message ‘Addition to Personal Payee List is Successful.’

2. Do I require any transaction password for ICICI net banking?

No. There is only a single login password. There is no need for a transaction password. The bank asks you the debit card grid values to complete the transaction.

3. Why am I getting ‘You have exceeded the maximum number of login attempts’ error?

If you have entered the wrong USER ID or password three times, then your ID is now disabled. You can enable the USER ID online. Check the steps mentioned above.

4. On which device can I access the ICICI net banking website?

For user convenience, you can access the website on laptop, computer, tabs and even on smartphones.

5. Is there something I need to know before using internet banking?

Yes. Make sure you are accessing the website from a personal device and not from public places like cafes.

• Always check for security signs like lock symbols in the URL.

• Keep your device updated to the latest antivirus software.

• Frequently change your net-banking passwords.

Following these steps will ensure safe and secure banking.

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