Corporation Bank Credit Card or the CorpBank International Credit Card is a custom made banking product dedicated to utmost customer convenience and special privileges for the Corporation Bank customers. Through the Corporation Bank Credit Cards, you can avail the global reach of VISA network that supports the Corporation Bank Credit Card.
Any Indian citizen having a PAN (Permanent Account Number) issued by the IT Dept and is a Corporation Bank Account holder for at least 3 months can apply for the CorpBank International Credit Card. A person in the age group of 18-65 years who is salaried with income over Rs. 60,000 p.a. is eligible for CorpBank Classic Credit Card and income above Rs. 1,50,000 is eligible for Corporation Bank Gold Credit Card. A self employed professional with income more than Rs. 75,000 qualifies for Classic and income over Rs. 2,00,000 qualifies for CorpBank Gold Credit Card. Senior citizens up to the age of 70 years with incomes above Rs, 60,000 and above Rs. 1,50,000 are eligible for Corporation Bank Classic and Gold Credit Cards respectively.
The Corporation Bank International Credit Card offers you acceptance in 24 million VISA accepting merchant establishments and 10 Lakhs VISA ATMs across the globe and 1,600 VISA ATMs in India along with the 925 Corporation Bank ATMs. The Credit Card can be used as an ATM Card and also for making cashless purchases by direct debit to the Corporation Bank Account. Corporation Bank offers three Add-on cards along with the CorpBank International Credit Card for immediate family members.
The facilities available regarding the Credit limit include 40-50 days free credit period, predefined credit limits and temporary enhancement of credit limit. You can also transfer outstanding balance from any other Bank Credit Card into your CorpBank International Credit Card Account. Corporation Bank offers a 24-hour dial-a-draft facility payable at any CorpBank branch in India.
The Corporation Bank Credit Card Insurance facilities include a personal accident insurance cover between Rs.1-5 Lakhs for classic or gold cards holders, freedom from lost card financial liability from the time of reporting the loss and credit shield facility. The payments to the CorpBank International Credit Card can be made through local cheques, DDs, POs or Auto Debit facility or payments via cash at any Core banking branch of Corporation Bank. Credit card payments are acceptable through VISA money transfer facility as well.
The CorpBank Classic Credit Card holders earn 1 point for every Rs. 200 spent and 1 point for every Rs.150 spent for Gold Credit Cards. After accumulation of over 500 reward points, each point can be encashed as 1 point for Re 1. For the exact terms and conditions levied by Corporation bank, ongoing special offers and the service charges and fees for each Card, we advise you to browse the Corporation bank website mentioned.
Website: http://www.corpbank.com/default.asp