The State bank of India offers unique cashless shopping experience through the help of credit cards. There are a wide variety of SBI Credit Cards available from the bank. Each one has some distinctive features and facilities to enjoy. Moreover, the advantage of point reward systems is also available while undergoing the SBI card payment and shopping option through the SBI credit cards. There are several types of SBI Credit Cards available and they are categorized into four types according to facilities for the customers. Let us have a look below:
- Premium Cards
- Platinum Card
- Advantage Platinum Card
- Travel and Shopping Cards
- Gold & More Card
- Advantage Gold & More Card
- Railway Card
- SpiceJet Card
- Classic Cards
- Gold Credit Card
- Advantage Gold Credit Card
- Advantage Plus Card
- Exclusive Cards
- TATA Card
- Maruti Card
- Vishal MegaMart Card
- Dena Bank Secured Card
- UBI Card
Now, let us have a look at fess and payment structure of some of these cards:
SBI Platinum Card:
To avail this card, an amount of 2,999/- INR needs to be paid. An annual fee of 2,999/- per annum or more needs to be deposited in the account every year. No additional fees are involved. In order to avail a credit period free of interest, then the owner should have all the previous dues and bills cleared. And if such happens, then the period of time when interest is not levied is a 20-50 days on all the retail purchases. The finance charges associated with the extended credit is 3.35% per month from the date of transaction. The limit of cash advance is up to a credit limit of 80%. The finance charge from the date of withdrawal amount is 3.35% p.m. The Cash withdrawals charges from national ATM services is 2.5% of the amount withdrawn while from the international ATM counters is 3%. The card replacement amount is 100/- INR. Amount for Retrieval of charge-slip is 225/- per charge-slip. The charge for check-pickup is 90/- INR.
SBI Advantage Platinum Card:
To avail this card, an amount of 2,999/- INR needs to be paid. An annual fee of 2,999/- per annum or more needs to be deposited in the account every year. No additional fees are involved. In order to avail a credit period free of interest, then the owner should have all the previous dues and bills cleared. And if such happens, then the period of time when interest is not levied is a 20-50 days on all the retail purchases. The finance charges associated with the extended credit is 1.99% per month from the date of transaction. The limit of cash advance is up to a credit limit of 100%. The finance charge from the date of withdrawal amount is 1.99% p.m. The Cash withdrawals charges from national ATM services is 2.5% of the amount withdrawn while from the international ATM counters is 3%. The card replacement amount is 100/- INR. Amount for Retrieval of charge-slip is 225/- per charge-slip. The charge for check-pickup is 90/- INR.
SBI Gold Credit Card:
To avail this card, an amount of 299/- INR needs to be paid. An annual fee of 299/- per annum or more needs to be deposited in the account every year. No additional fees are involved. In order to avail a credit period free of interest, then the owner should have all the previous dues and bills cleared. And if such happens, then the period of time when interest is not levied is a 20-50 days on all the retail purchases. The finance charges associated with the extended credit is 3.35% per month from the date of transaction. The limit of cash advance is up to a credit limit of 80%. The finance charge from the date of withdrawal amount is 3.35% p.m. The Cash withdrawals charges from national ATM services is 2.5% of the amount withdrawn while from the international ATM counters is 3%. The card replacement amount is 100/- INR. Amount for Retrieval of charge-slip is 225/- per charge-slip. The charge for check-pickup is 90/- INR.
SBI Advantage Gold Credit Card:
To avail this card, an amount of 299/- INR needs to be paid. An annual fee of 299/- per annum or more needs to be deposited in the account every year. No additional fees are involved. In order to avail a credit period free of interest, then the owner should have all the previous dues and bills cleared. And if such happens, then the period of time when interest is not levied is a 20-50 days on all the retail purchases. The finance charges associated with the extended credit is 1.99% per month from the date of transaction. The limit of cash advance is up to a credit limit of 100%. The finance charge from the date of withdrawal amount is 1.99% p.m. The Cash withdrawals charges from national ATM services is 2.5% of the amount withdrawn while from the international ATM counters is 3%. The card replacement amount is 100/- INR. Amount for Retrieval of charge-slip is 225/- per charge-slip. The charge for check-pickup is 90/- INR.
SBI Advantage Plus Credit Card:
To avail this card, an amount of 500/- INR needs to be paid. An annual fee of 500/- per annum or more needs to be deposited in the account every year. No additional fees are involved. In order to avail a credit period free of interest, then the owner should have all the previous dues and bills cleared. And if such happens, then the period of time when interest is not levied is a 20-50 days on all the retail purchases. The finance charges associated with the extended credit is 1.99% per month from the date of transaction. The limit of cash advance is up to a credit limit of 100%. The finance charge from the date of withdrawal amount is 1.99% p.m. The Cash withdrawals charges from national ATM services is 2.5% of the amount withdrawn while from the international ATM counters is 3%. The card replacement amount is 100/- INR. Amount for Retrieval of charge-slip is 225/- per charge-slip. The charge for check-pickup is 90/- INR.