It really gets hard to access your account while you are away from your home in such situations when you are not able to keep a track of your finances you feel concerned. But with SBI mobile banking you can easily enquire about your balance and even pay your bills at anytime and from anywhere. As mobiles have become a necessity hence you can immediately help your loved ones with their finances by simply transferring the funds. Quick, convenient and hassle free this banking service is available on both Java enabled and Android phones whether they have the GPRS facility or not. You just need to simply download the application from the bank’s website onto your mobile phone in order to enjoy the services. Interbank mobile payment services, balance enquiry services, cheque book request, Demat enquiry service, bill payments, mobile top up each and everything can be done within minutes using the mobile banking. This service is offered irrespective of the telecom service provider.
In order to apply for the mobile banking facility you need to simply register with the SBI mobile banking service after which you receive a User ID and MPIN through which you can easily log into your account from the mobile. You however need to download the application onto your mobile phone in accordance with your mobile model and make. Do ensure to change your password after the first login in order to keep your password secured. The process of changing the PIN is quite simple as you can either go to any SBI branch or ATM for getting your PIN changed. You need to swipe your ATM card and choose the mobile registration option and then select mobile banking. After confirming your number you can collect the transaction slip from the ATM which would confirm your registration process and provide you with an SMS regarding activation.
It is necessary to read the terms and conditions of the Sbi bank mobile banking service being offered to avoid any discrepancy at a later date. For a safer and secured mobile banking it is mandatory to maintain the secrecy of your PIN and do not keep it stored in your mobile. Downloading of the authorized software from the SBI website also prevents your confidential information from getting leaked. Lock your mobile with a password when not in use. In case of loss of mobile or SIM immediately deregister from the mobile banking service. Do remember to logout after every transaction or usage so that your account security is not hampered.