Bank Of Baroda Home Loan

Bank of Baroda extends its hand to help you sail through and realize your dream of owning a home of your own. Come to Bank of Baroda and get the best interest rates on all home loan products. Most competitive rates have made Bank of Baroda housing loans popular among the home buyers.

Bank of Baroda Home Loans Services

The home loans products and services by Bank of Baroda (BoB) cover:

  • Loans for purchase of a new house

  • Loan for financing an old house

  • Loans for purchasing a plot

  • Repayment of loans from other housing finance companies

Bank of Baroda is there to help you with any financial requirement for a ready-to-move-in property, under construction property or any repayment issues. The loan sanctioned can be upto Rs.100 lakhs with a flexible repayment period of 25 years.

BoB Home Loan Advantage

Along with providing finance for your dream home, Bank of Baroda also gives you additional benefits with each housing loan product like:

  • Free Property Insurance and Personal Accident Insurance during the stipulated tenure of loan.

  • No processing charges for housing loans taken over from other Banks/Institutions.

  • Free Credit Card - "Paras" card (Complimentary for first year) to all new home loan borrowers with loan limit of Rs. 2/- Lakhs and above

  • Free Personal Accident Coverage up to Rs. 2/- Lakhs Under "Paras" credit card.

  • Triple A facilities or AAA (Additional Assured Advance)

  • Existing home loan borrowers can also avail assured additional loan up to 90% of principal repaid (min. Rs. 25000/-) against extension of equitable mortgage of housing property at 1% above BPLR (Benchmark Prime Lending Rate).

  • No Fees and other charges in case of part or full prepayment of the loan from own sources.

The loan application form is available at the BoB branches or online on the Bank of Baroda website. Bank of also gives you an online EMI calculator where you can get an estimate of the monthly installment you would be required to pay for the repayment of your home loan. For the current interest rates contact any of the helpdesks at the Bank of Baroda branches or refer the BoB site.

Toll Free Customer Care Number
1800 22 4447 (for MTNL and BSNL Lines)

Head Office Address
Suraj Plaza 1,
Sayaji Ganj,
Baroda 390005
Phone: 91-265-2361852
Fax: 91-265-2362395

Banks Providing Home Loans
Andhra Bank Axis Bank Bank of Baroda
BHW Birla Home Finance Canara Bank Citibank
Corporation Bank Dewan Housing Finance GE Money
Indiabulls Indian Bank LIC
Standard Chartered