Canara Bank Net Banking - All You Need To Know

Canara Bank is one of the largest and oldest public sector banks in India, with a network of over 6310 branches (as on 31 March 2019). The bank has a huge customer base, which will soon expand after the merger of Syndicate bank. This will make Canara Bank the fourth largest bank in the country, and these customers can avail the quality facilities offered by it. Customers can access internet banking at the comfort of their home and enjoy a host of services.

Canara Bank net banking brings you a lot of benefits; some of them are:

  • View account summary and track transactions.

  • Update account information like email ID, address, joint account information, and other details.

  • Apply for a new debit card or credit card.

  • Request for a new cheque book.

  • Apply for personal loan, home loan and insurance schemes

  • Get information about government schemes and submit applications online.

  • Pay Utility bills, recharge mobile, and make other payments.

  • Transfer funds to your bank account or third party account.

Thus, with Canara Bank net banking, you can perform a variety of activities within a few clicks, securely and efficiently. So, if you are a Canara Bank customer, then register for net banking today.

How to Apply for Canara Bank Net Banking

If you do not have a debit card, then the only way to apply for internet banking is offline mode.

  • Visit your home branch and ask for the net banking registration form.

  • Fill the application form. Write your name, account number, and mobile number.

  • Provide your Aadhar card and PAN card details.

  • Fill the additional details as asked in the form.

  • Verify all the information, sign, and submit the form.

  • Attach the required documents like passbook or Aadhar card.

  • Pay Utility bills, recharge mobile, and make other payments.

  • The bank will process the application and will update you via SMS or mobile.

However, if you have a valid Canara Bank ATM card, then you can simply apply online.

How to Register for Canara Bank Net Banking

  • Visit the official website of Canara Bank.

  • Now, click on the net banking (retail/ corporate) button. You can also choose the lite version.

  • A new page will open. Now, click on the 'New User' button.

  • A new window will open, read the terms and conditions, and click on 'I agree.' Keep the debit card and registered mobile number handy.

  • Now, you will be on the net banking registration page. Enter your 13-digit Canara Bank account number, debit card number, and registered mobile number.

  • Enter your Customer ID and select 'Transfer and Inquiry Facility.'

  • Click on the 'I agree' button, and you will receive OTP on your mobile number.

  • Enter the OTP and click on the submit button.

  • Now, set your login password and enter it twice for confirmation and click on the submit button

  • You will get a successful registration message with USER ID.

How to Login for Canara Bank Net Banking

First time users can log in to internet banking by following steps.

  • Visit the Canara Bank official website and click on the 'net banking' button.

  • Now, enter the USER ID allotted after the registration.

  • Enter the password and select language from the dropdown menu.

  • Finally, click on the sign in button.

  • You will see the homescreen from where you can check the account details, transfer funds, and perform any other activities.

How To Transfer Money Through Canara Bank Net Banking

Canara Bank offers a secure and convenient way to transfer funds online. Check out the steps given below.

Funds Transfer to the Same Account

Follow these quick and straightforward steps for fund transfer in your own account.

  • Login to your Canara Bank net banking account with User ID and password.

  • From the 'Funds Transfer' menu, select the 'Funds Transfer' option.

  • You will see the credit and debit account option. Choose the debit account number and credit account number from the drop down menu. Make sure both are different; else you will get error.

  • Enter the amount to be transferred and click on the 'Transfer' button.

  • Type the transaction password and click on the 'Submit' button.

  • Verify the details as appear on the screen. Thereafter click on the 'Confirm' button.

  • Note down your transaction ID for future use.

If you are a corporate user, then login with your corporate ID and transfer the funds.

Third Party Transfer in Canara Bank using NEFT/ RTGS/ IMPS

  • Login to your Canara Bank net banking account.

  • From the dashboard, click on the 'Funds Transfer' tab.

  • Now go to 'Beneficiary Maintenance' and then 'Add Beneficiary'.

  • A new page will open based on your transaction type.

  • Fill the beneficiary details. Enter the name, account number, bank name and branch, IFSC code, and any other details asked.

  • Now click on the 'Add' button. Verify the details and click 'Confirm.'

  • Enter the transaction password and OTP sent on the mobile number.

  • Now from 'Funds Transfer' select the mode of payment, i.e., NEFT, RTGS, or IMPS

  • Now select the debit account number and beneficiary's account.

  • Enter the amount to be transferred and click the 'Continue' button.

  • Enter the transaction password and OTP sent on your mobile number.

  • Finally, click on the submit button to complete the transaction.

But be careful with the account number selection and ensure you enter the correct password.

How To Reset Canara Bank Password

If you have forgotten your net banking password, then reset it by following steps.

  • Visit the Canara Bank login page.

  • Now you will see the 'Forgot Your Password' link beside the 'Sign In' button. Click on it.

  • A new pop-up window will appear. Enter your User ID, date of birth, and account number.

  • Select the method of password reset, i.e., usingAadhar card, PAN number, ATM card

  • Now enter your new password and re-enter it for confirmation.

  • Finally, click on the submit button.

  • Always remember to set a strong and long password to avoid bank fraud.

Transaction Limits on NEFT/ RTGS/ IMPS Payment in Canara Bank

There are no charges when you receive payment in your account. However, if you transfer money from your account, then the bank implies nominal charges. Check out the details in the table below.

RTGS Transfer
Amount Extra Charges
Rs.2 Lakh to Rs.5 lakh Rs.24.50
More than Rs.5 Lakh Rs.49.50

NEFT Transfer
Amount Extra Charges
Up to Rs.10,000/- Rs.2.25/-
More than Rs.10,000/- to Rs.1 Lakh Rs.4.75/-
Above Rs.1 lakh to Up to Rs.2 Lakh Rs.14.75/-
More than Rs.2 Lakh Rs.24.75/-

The transaction limit and charges may differ for corporate users.

Canara Bank Net Banking Financial Services

Canara Bank always aims to ease access of financial services for its customers and thus include a range of facilities.

  • Instant home loan/ personal loan in 59 minutes.

  • Contactless MSME loans application

  • Online bid for real estate properties

  • Online bill and tax payments

  • NPS payment and utility bill payments

  • Sukanya Samridhi online payment

  • PPF and APY account opening

  • Online account opening

  • Credit card and tax payments.

Open Account Online in Canara Bank

With its innovative DIYA product (Digitally Your Account), users can open online savings account in Canara Bank.

  • Visit the official website of Canara Bank and go to 'Online Services'

  • Now click on the 'Online SB A/C opening' link.

  • You will be directed to the Canara Instant Diya page.

  • Click on 'Open my savings account' link or the arrow button.

  • Enter your Aadhar number for verification.

  • Provide the basic details along with your active mobile number.

  • PPF and APY account opening

  • You will get a unique reference number along with the application form.

  • Submit this form to your preferred branch to complete the procedure.

To view account summary, login to your account and go to 'Account Details.' Here you can check the balance, view transactions, and download e-statement.

Apply for Cheque Book in Canara Bank Net Banking

  • Login to your Canara net banking account.

  • Now go to the 'Cheque Book Request' option and select the desired account.

  • Choose the number of leaves and enter your transaction password. Re-enter it for confirmation.

  • The system will show you the cheque book request date, and will process the application.

  • The bank will send the cheque book to your registered address.

Stop Cheque Payment:Go to ‘Stop Cheque Request’ >> Select your account >> Enter the Cheque number >> Click on the ‘Request’ button. Enter the transaction password for confirmation.

Canara Bank also offers many other services through net banking

Canara Bank Offline Service Requests Through Net Banking

You can apply for other services via net banking.

  • Apply for new credit card and debit card.

  • Revoke cheque payments

  • Raise request for demand draft and Adhoc statements

  • Apply for Fast-tag

  • Block ATM Card and deactivate net-banking

  • Close your bank account.

  • Update KYC documents

  • Report frauds and raise complaints.

Other Banking Channel in Canara Bank

CanDigital: CanDigital is an advanced, highly-security enabled app that provides secure and safe transactions over the network. With CanDigital, you can ensure convenient and uniform net banking services across all platforms that is smartphones, desktops, laptops, and other devices.

CANDI Mobile App: Another great product app from Canara Bank, the CANDI App, allows you to bank on the go. With 'One Bank, One App' tagline, the bank brings all the services at a single platform. View account balance, track transactions, transfer funds, and monitor your account digitally at your fingertips with CANDI.

Canara DIYA:Canara Bank's digital medium to instantly open a savings bank account online without hassle-free and in a convenient manner.

Canara Bank Net Banking FAQs

1. How Can I get User ID and Password for Canara Bank Net Banking?

Canara Bank has made it easier to obtain Canara Bank login credentials. You can register online for internet banking using the debit card and get your USER ID and password.

2.What are the timings for RTGS and NEFT transactions in Canara Bank?

The time window for third party transactions- RTGS in internet banking is all working days from 07:00 AM to 06:00 PM.

For NEFT transactions: 24X7 without holidays.

3. Why am I not able to login to my net-banking account?

  • There could be several reasons like

  • User ID or Password problem

  • Net banking account is not activated

  • Slow internet connection

  • Wrong login credentials

  • Device issue

4.Can I apply for a personal loan using net-banking?

Yes. Even the bank allows instant approval of personal and home loans. You can apply online and get loan in 59 minutes.

5. What precautions should I take to use internet banking?

  • Make sure you are on a secure server.

  • Always check for a lock sign in the URL while browsing Canara net banking

  • Frequently change your password.

  • Always remember to log out after the net-banking session.

  • Update your device with the latest antivirus software.

Thus, with Canara Bank, you get the opportunity to bank online and avail banking services at the comfort of your home.