ICICI Lombard Overseas Travel Insurance policy is available for all individuals aged between 1-70 years and senior citizens above 70 years to 85 years of age for a trip of duration 7-180 days. The travel abroad plans by ICICI Lombard Travel Insurance offer coverage options varying from US$ 50,000 to US$ 500,000. An advantage that you get with ICICI Lombard Overseas Travel Insurance is that you are required to pay a premium on per day basis rather than the usual slab basis thereby making you accountable for premium calculation for the exact number of days your trip lasts.
The ICICI Lombard Overseas Travel Insurance Cover includes various aspects depending upon the plan you opt for. These are available as:
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Platinum Plan: It covers medical expenses, daily allowances during hospitalization, dental treatment expenses, repatriation, passport or checked baggage loss, delay, personal accident, personal liability, financial emergency assistance, trip cancellation or interruption, missed connecting flight, trip delayed, hijack distress and other allowances besides home insurance while on trip.
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Gold Plan: It covers medical, dental, personal accident, expenses, repatriation, passport, checked-in baggage loss, personal liability coverage, financial emergency assistance, hijack distress allowance and checked-in baggage delay.
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Silver Plan: It covers medical and dental treatment expenses and repatriation remains.
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Senior Citizen Plan: It covers Medical treatment expenses, personal accident compensation, passport and checked-in baggage loss, personal liability, financial assistance in case of emergency; hijack distress and delays in checked-in baggage.
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Multi-Trip Insurance Plan: It covers medical expenses, daily allowances during hospitalization, dental treatment expenses, repatriation, passport or checked baggage loss, delay, personal accident, personal liability, financial emergency assistance.
For the claim process ICICI offers services of TPA or Third Party Administrators SOS International. They have tie-up association with all major network hospitals across the globe. You can also directly dial the TPA help line number that is a 24-hour toll free service.