The state government along with the central government are putting in constant efforts to give out affordable housing with the help of their Affordable Housing Program. The objective of this program is to provide affordable housing to all those people who belong to the middle income group category. Some of the projects undertaken by the government are HUDA, MHADA, DDA, GDA and so on.

HUDA: Haryana Urban Development Authority is a program which is designed specifically to promote the building up of low cost houses and affordable homes. The HUDA authorities require around 10 acres of land in the high potential zone and around 5 acres of land in the low or medium potential zone. Flats in these places would be available from as low as Rs 15 lakhs thus fitting in to the budget of low cost house buyers.

MHADA: Maharashtra Housing and Area Development Authority was established in 1977 and it aims in solving all the problems related to the housing sector. The flats available in Mumbai would be little bit expensive as compared to other places of Maharashtra like Nashik, Aurangabad, Nagpur and so on. MHADA Ever since its establishment MHADA has been engaged in providing low cost housing and affordable homes to its customers.

DDA: Delhi Development Authority is a Delhi government initiative in providing low budget flats or apartments that suits the income of different income group people. Its flats are named HIG, MIG and LIG flats depending on the income group you belong to.

GDA: Ghaziabad Development Authority is an initiative taken by the Ghaziabad project plan to build affordable houses near to the capital. Flats are available anywhere between 25 to 40 lakhs depending on the area in Ghaziabad and its connectivity to Delhi.

Thus, such affordable housing programs are plans or projects that offer low budget houses to those looking out for a lost cost flat or apartment.